Bridging Loans

Bridging loans are a short-term finance solution that is typically used to bridge funding gaps between property completion dates. They are particularly useful in larger property chains, enabling property buyers to secure a new home ahead of the sale of their existing property.

Compared to fixed-term loans, bridging finance can significantly reduce the overall cost of borrowing. By providing quick access to the funds needed, bridging loans can help clients take advantage of investment opportunities, complete property transactions with speed and confidence, and avoid unnecessary delays.

At Hawk Group, we offer bespoke bridging finance solutions that are tailored to our clients' unique needs and goals. Our expert team works closely with clients to understand their requirements and to provide customised solutions that enable them to achieve their financial objectives with ease.

If you are looking for a flexible and cost-effective finance solution, bridging loans may be the right option for you. Contact us today to learn more about how we can help you achieve your financial goals.

Our bridging loans are typically:

  • Debt
  • £100,000 to £10,000,000
  • 3 to 24-month terms
  • Fixed amount or revolving credit facilities 
  • Secured against residential or commercial property, 1st, 2nd, 3rd charge positions
  • Up to 85% LTV
  • Interest roll-up, interest repayment and hybrid options
  • Capital reduction options
  • Early settlement options
  • Buy Now, Move Later options (in special response to COVID-19 pandemic)

Suitability for bridging finance relies on a financial event (like a property sale) to demonstrate a clear method of repayment.